Complementary Budgeting
Budgets that state what is left rather than what has been spent. Each category carries its own remainder, so a month reads as available capacity — not a scoreboard of overruns.
MULTI-CURRENCY PERSONAL FINANCE
A ledger that holds five currencies without losing the plot.
budgeter is a private ledger for people whose money crosses borders — AUD, GEL, USD, EUR and CAD in one set of books. Every rate is sourced, every transfer is matched, and nothing leaves the systems you choose. No feeds to aggregators, no advertising, no resale of your data.
Invite-only — opening soon
Dual-Entity Isolation
Personal and business books kept strictly apart, in one application. Entities never share categories, budgets or totals, and a movement between them is recorded on both sides as a transfer.
NBG FX
Conversions use the official National Bank of Georgia rate for the date of the transaction, not today's rate. The rate used is stored with the record, so a historical figure never quietly changes.
Transfer Match Engine
Paired movements between your own accounts are matched into a single transfer, across currencies and across settlement dates. Money moving between your accounts is not income, and is never counted as such.
EU-HOSTED & PRIVATE-BY-DESIGN
Your books stay yours.
Data is stored on servers in the European Union under GDPR. There is no advertising, no profiling and no third-party analytics — nothing about your finances is sold, and your records are never used to train machine-learning models.
Accounts are connected only where you ask for it, and can be removed at any time. Exports are yours on request, in full.