MONEY ACROSS BORDERS, MADE SIMPLE

All your money, in every currency, in one place.

budgeter keeps your personal and business money together but separate, in any mix of currencies. See what you can spend, what bills are coming and what you're worth. Private, EU-hosted, no ads.

Private use

Five ledgers, one balance. AUD, GEL, USD, EUR and CAD resolve to a single net balance.

Know what's left

Each budget shows what you can still spend, not just what's gone.

Personal and business, apart

Two sets of books in one app. Moving money between them is a transfer, not income.

Bills and cash flow

See the next 30 days: bills due, client payments expected, and your balance after.

Split any payment

One payment, several categories or accounts. Split it once and it adds up.

Net worth and goals

Track savings goals and what you own, month by month.

Tax prep for Georgia

Keep income records and documents ready for your rs.ge returns.

SEE IT

The screens.

A made-up freelancer in Tbilisi, paid in three currencies. Every number is invented.

October overview for a made-up freelancer. Personal and business money in, money out, and the amount left. — October for personal and business. Money in, money out, and what is left.

October for personal and business. Money in, money out, and what is left.

Cash flow for the next 30 days, with upcoming bills and expected client payments. — The next 30 days: bills due, client payments expected, and the balance after.

The next 30 days: bills due, client payments expected, and the balance after.

Bills list with recurring payments, next due dates, and a suggested match for one bill. — Recurring bills, the next due date, and one suggested payment match.

Recurring bills, the next due date, and one suggested payment match.

October budgets with the amount left to spend. Dining out is near its limit. — Each budget shows what is left. Dining out is close to its limit.

Each budget shows what is left. Dining out is close to its limit.

Transactions list with one shop payment split open across two categories. — One shop payment, split across two categories, shown open in the list.

One shop payment, split across two categories, shown open in the list.

Personal and business accounts in GEL, USD, AUD and EUR, including Wise with Sync now. — Personal and business accounts in GEL, USD, AUD and EUR, with Wise sync.

Personal and business accounts in GEL, USD, AUD and EUR, with Wise sync.

Net worth by month, with a car listed as an asset that is not cash. — What you own and what you owe, month by month, including one car.

What you own and what you owe, month by month, including one car.

Savings goals: an emergency fund in its own account, and a trip part of the way saved. — An emergency fund in its own account, and a trip with money set aside.

An emergency fund in its own account, and a trip with money set aside.

Profile settings: a photo, one settings sidebar, and Back to app.

Ask the data panel with example questions. No answer is shown. — Ask the data, open on example questions. No answer is filled in.

Ask the data, open on example questions. No answer is filled in.

Categorisation rules for payees, including a rule that matches only when every word is present. — Rules that put a payee in a category, including one that needs every word.

Rules that put a payee in a category, including one that needs every word.

Settings integrations page with the steps to connect Claude. No access token is shown. — How to connect Claude. The steps are shown, and no token is visible.

EU-HOSTED & PRIVATE-BY-DESIGN

Your books stay yours.

Your records are stored in the European Union under GDPR. There is no advertising, no profiling and no third-party analytics. Nothing about your finances is sold.

Ask the data and translation send their calls through OpenRouter. Accounts are connected only when you ask, and you can remove them. You can ask for a full export.